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IOB Personal Loan

Desolve your financial problems with Indian Overseas Bank personal loan..

Already Applied? Track Your Application Status

Good people to grow with

Features of IOB Personal Loan!

Quick disbursal of loan amount and easy approval process remain as top features of IOB Personal Loann. Other features include,

Salaried Working professionals
Business Self-employed & Entrepreneurship

Interest Rates

Note: Indian Overseas Bank offers competitive interest rates on personal loans.

10.88% to 17.99%*

(per annum)

12.455 to 19.99%*

(per annum)

Loan Amount (max)

Maximum loan amount disbursed on IOB Personal Loan

Up to 5 Lakhs*
Up to 50 Lakhs*

Processing Fee

Time taken to process and disburse the loan amount

0.5% to 2%*

(24 Hours to 3 Working days*)

0.5% to 2%*

(24 Hours to 3 Working days*)

Repayment Tenure

Flexible repayment tenure depending on the customer's convenience

1 to 5 Years*
1 to 5 Years*

Amount Disbursal to Bank Account

Quick disbursal of amount directly to customer's bank account

Indian Overseas Bank had made the approval process of personal loans much simpler and faster by minifying the required documents . Check out other Personal Loan Offers.....

Check your eligibility for this loan...

Spare few seconds to fill your details. We'll check your eligibility instantly...

Your gender?

Your present city/town?






Company/Business Name?

  • Salaried
  • Self-employed
  • If your company is not on the list, please provide the full name of the company.

    Your monthly income? (After the deductions...)

    Help us check your eligibility precisely, please exclude incentives, bonus and other extra income from this value. Banks tends not to consider these additional income...

    About your residence?

    • My Own House
    • Rented
    • Private Bachelor Room
    • Hostel
    • Parent's House
    • Friend's / Relative's House
    • Paying Guest
    • Office Quarters

    Existing loan EMI (if any)

    Kindly mention your current monthly EMIs on loans...
    This may be your previous loan or monthly liablities...

    We've calculated your eligibility...

    Calculate your EMI for HDFC Bank Personal Loan!

    Specify your loan details to calculate your EMI and total interest and principal payable...,

    Your Personal Loan Details

    Use the slider to alter your Personal Loan details.

    • Loan Amount :
    • Tenure :
    • (No of Years)

    Interest Rate in % :

    Processing Fee : (% of loan amount)

    Your Monthly Personal Loan EMI: 4,402

    Monthly amount paid to your Personal Loan provider

    Break-up of all total amount payable

    • Loan Amount
    • 50,000
    • Total Interest Due
    • 2,819
    • Processing Fee
    • 1,000
    • Total Amount Payable
    • 53,819

    Your loan details as specified by you

    • Loan Amount
    • 50,000
    • Tenure
    • (No of Years)
    • 0.6
    • Interest Rate
    • 10.25%
    • Processing Fee
    • 2%

    Your Amortization Details (Yearly/Monthly)

    Your debt repayment schedule in regular instalments over a period of time.

    IOB Personal Loan Benefits & Highlights

    Indian Overseas Bank will help you solve your financial needs quickly and effectively, Here are the other benefits,

    Salary >5k can apply

    No Pre payment charges

    No processing fee up to 25k loan

    Guarantor required

    Rs.204 processing fee for 1 Lakh

    No Door-step service


    In Loan and Finance Consulting


    Since the inception, our primary goal is to redefine the loan and financial experience of customers with the banks. Serving the exact financial needs!

    On-Field to Technology

    Started with dedicated team of loan consultants to provide doorstep assistance to our customers, we widened our strengths with the help of technology.

    Flexible Assistance

    Our loan and financial assistance is extremely flexible to match the timely satisfaction of our customers.

    Customer Support

    Consistent customer support and quality of service are the two main factors which helped us to survive the competition and beat the odds.

    We partner with reputed institutions

    To fasten the process of loans and credit cards approval.

    Fabsome logo AFIDS logo HDFC Bank logo ICICI Bank logo